Call reports 2020
MILTON SAVINGS BANK — 2020
What MILTON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 65,334,000 | 69,770,000 | 68,992,000 | 70,660,000 |
| Total loans | 40,656,000 | 40,187,000 | 40,099,000 | 39,703,000 |
| Allowance for loan losses | 711,000 | 711,000 | 711,000 | 711,000 |
| Securities available for sale | 9,948,000 | 11,255,000 | 11,959,000 | 11,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,401,000 | 53,387,000 | 52,478,000 | 54,089,000 |
| Interest-bearing deposits | 46,018,000 | 47,312,000 | 46,857,000 | 48,458,000 |
| Noninterest-bearing deposits | 3,383,000 | 6,075,000 | 5,621,000 | 5,631,000 |
| Equity capital | 15,715,000 | 16,175,000 | 16,282,000 | 16,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,155,000 | 1,722,000 | 2,252,000 |
| Interest expense | 83,000 | 161,000 | 240,000 | 320,000 |
| Net interest income | 504,000 | 994,000 | 1,482,000 | 1,932,000 |
| Noninterest income | 9,000 | 15,000 | 23,000 | 32,000 |
| Noninterest expense | 391,000 | 722,000 | 1,100,000 | 1,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 287,000 | 405,000 | 462,000 |
| Income tax | 23,000 | 57,000 | 70,000 | 73,000 |
| Net income | 99,000 | 230,000 | 335,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,895,000 | 16,026,000 | 16,131,000 | 16,185,000 |
| Total capital | 16,215,000 | 16,329,000 | 16,452,000 | 16,507,000 |
| Risk-weighted assets | 25,170,000 | 23,805,000 | 25,291,000 | 25,384,000 |