Call reports 2019
MILTON SAVINGS BANK — 2019
What MILTON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,514,000 | 63,935,000 | 62,240,000 | 63,339,000 |
| Total loans | 42,478,000 | 41,994,000 | 41,420,000 | 40,688,000 |
| Allowance for loan losses | 711,000 | 711,000 | 711,000 | 711,000 |
| Securities available for sale | 8,899,000 | 9,685,000 | 8,989,000 | 9,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,948,000 | 48,142,000 | 46,254,000 | 47,256,000 |
| Interest-bearing deposits | 46,160,000 | 45,355,000 | 43,936,000 | 44,634,000 |
| Noninterest-bearing deposits | 2,788,000 | 2,787,000 | 2,318,000 | 2,622,000 |
| Equity capital | 15,388,000 | 15,618,000 | 15,795,000 | 15,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,220,000 | 1,823,000 | 2,403,000 |
| Interest expense | 70,000 | 145,000 | 224,000 | 306,000 |
| Net interest income | 532,000 | 1,075,000 | 1,599,000 | 2,097,000 |
| Noninterest income | 8,000 | 16,000 | 24,000 | 35,000 |
| Noninterest expense | 336,000 | 688,000 | 1,025,000 | 1,454,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 403,000 | 598,000 | 678,000 |
| Income tax | 48,000 | 96,000 | 140,000 | 153,000 |
| Net income | 156,000 | 307,000 | 458,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,427,000 | 15,579,000 | 15,729,000 | 15,796,000 |
| Total capital | 15,749,000 | 15,894,000 | 16,034,000 | 16,105,000 |
| Risk-weighted assets | 25,403,000 | 24,913,000 | 24,027,000 | 24,293,000 |