Call reports 2018
MILTON SAVINGS BANK — 2018
What MILTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,720,000 | 65,907,000 | 64,620,000 | 63,336,000 |
| Total loans | 40,677,000 | 40,928,000 | 41,005,000 | 41,437,000 |
| Allowance for loan losses | 757,000 | 711,000 | 711,000 | 711,000 |
| Securities available for sale | 11,676,000 | 11,967,000 | 11,526,000 | 9,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,760,000 | 50,843,000 | 49,406,000 | 47,972,000 |
| Interest-bearing deposits | 49,040,000 | 48,454,000 | 47,107,000 | 45,537,000 |
| Noninterest-bearing deposits | 2,720,000 | 2,389,000 | 2,299,000 | 2,435,000 |
| Equity capital | 14,807,000 | 14,932,000 | 15,043,000 | 15,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,208,000 | 1,813,000 | 2,422,000 |
| Interest expense | 57,000 | 117,000 | 178,000 | 244,000 |
| Net interest income | 549,000 | 1,091,000 | 1,635,000 | 2,178,000 |
| Noninterest income | 7,000 | 15,000 | 23,000 | 27,000 |
| Noninterest expense | 348,000 | 714,000 | 1,077,000 | 1,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 392,000 | 581,000 | 702,000 |
| Income tax | 50,000 | 93,000 | 137,000 | 196,000 |
| Net income | 158,000 | 299,000 | 444,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,923,000 | 15,065,000 | 15,210,000 | 15,271,000 |
| Total capital | 15,231,000 | 15,375,000 | 15,520,000 | 15,586,000 |
| Risk-weighted assets | 24,191,000 | 24,368,000 | 24,431,000 | 24,794,000 |