Call reports 2017
MILTON SAVINGS BANK — 2017
What MILTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,449,000 | 67,057,000 | 66,224,000 | 66,882,000 |
| Total loans | 40,985,000 | 40,925,000 | 40,584,000 | 41,218,000 |
| Allowance for loan losses | 757,000 | 757,000 | 757,000 | 757,000 |
| Securities available for sale | 11,101,000 | 11,398,000 | 11,489,000 | 11,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,896,000 | 52,364,000 | 51,361,000 | 52,039,000 |
| Interest-bearing deposits | 50,444,000 | 50,314,000 | 49,234,000 | 49,741,000 |
| Noninterest-bearing deposits | 2,452,000 | 2,050,000 | 2,127,000 | 2,298,000 |
| Equity capital | 14,380,000 | 14,573,000 | 14,703,000 | 14,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,213,000 | 1,814,000 | 2,425,000 |
| Interest expense | 59,000 | 118,000 | 177,000 | 234,000 |
| Net interest income | 559,000 | 1,095,000 | 1,637,000 | 2,191,000 |
| Noninterest income | 10,000 | 17,000 | 26,000 | 33,000 |
| Noninterest expense | 336,000 | 687,000 | 1,018,000 | 1,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 425,000 | 645,000 | 823,000 |
| Income tax | 82,000 | 133,000 | 219,000 | 340,000 |
| Net income | 151,000 | 292,000 | 426,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,434,000 | 14,575,000 | 14,709,000 | 14,766,000 |
| Total capital | 14,744,000 | 14,885,000 | 15,019,000 | 15,080,000 |
| Risk-weighted assets | 24,374,000 | 24,317,000 | 24,320,000 | 24,677,000 |