Call reports 2016
MILTON SAVINGS BANK — 2016
What MILTON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,769,000 | 67,546,000 | 65,316,000 | 65,609,000 |
| Total loans | 42,509,000 | 42,767,000 | 42,708,000 | 42,220,000 |
| Allowance for loan losses | 757,000 | 757,000 | 757,000 | 757,000 |
| Securities available for sale | 9,900,000 | 10,494,000 | 11,105,000 | 10,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,707,000 | 53,346,000 | 50,909,000 | 51,294,000 |
| Interest-bearing deposits | 50,536,000 | 51,195,000 | 49,299,000 | 49,526,000 |
| Noninterest-bearing deposits | 2,171,000 | 2,151,000 | 1,610,000 | 1,768,000 |
| Equity capital | 13,921,000 | 14,104,000 | 14,184,000 | 14,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,244,000 | 1,864,000 | 2,468,000 |
| Interest expense | 68,000 | 133,000 | 195,000 | 256,000 |
| Net interest income | 559,000 | 1,111,000 | 1,669,000 | 2,212,000 |
| Noninterest income | 10,000 | 24,000 | 35,000 | 45,000 |
| Noninterest expense | 360,000 | 706,000 | 1,118,000 | 1,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 429,000 | 586,000 | 778,000 |
| Income tax | 69,000 | 142,000 | 205,000 | 252,000 |
| Net income | 140,000 | 287,000 | 381,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,897,000 | 14,044,000 | 14,138,000 | 14,283,000 |
| Total capital | 14,227,000 | 14,363,000 | 14,457,000 | 14,598,000 |
| Risk-weighted assets | 25,946,000 | 25,064,000 | 25,051,000 | 24,723,000 |