Call reports 2025
SANGER BANK — 2025
What SANGER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 209,026,000 | 211,685,000 | 218,887,000 | 226,423,000 |
| Total loans | 134,626,000 | 130,012,000 | 124,481,000 | 123,375,000 |
| Allowance for loan losses | 1,697,000 | 1,697,000 | 1,676,000 | 1,613,000 |
| Securities available for sale | 1,313,000 | 1,269,000 | 1,245,000 | 1,228,000 |
| Securities held to maturity | 32,215,000 | 31,987,000 | 30,597,000 | 30,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,044,000 | 175,737,000 | 181,922,000 | 190,085,000 |
| Interest-bearing deposits | 129,098,000 | 129,664,000 | 130,071,000 | 139,621,000 |
| Noninterest-bearing deposits | 44,946,000 | 46,073,000 | 51,851,000 | 50,464,000 |
| Equity capital | 33,712,000 | 34,606,000 | 35,372,000 | 35,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,879,000 | 8,895,000 | 12,014,000 |
| Interest expense | 934,000 | 1,881,000 | 2,822,000 | 3,801,000 |
| Net interest income | 1,987,000 | 3,998,000 | 6,073,000 | 8,213,000 |
| Noninterest income | 218,000 | 573,000 | 767,000 | 957,000 |
| Noninterest expense | 1,396,000 | 2,838,000 | 4,348,000 | 5,947,000 |
| Provision for loan losses | 22,000 | 22,000 | 1,000 | 1,000 |
| Pretax income | 787,000 | 1,711,000 | 2,470,000 | 3,201,000 |
| Income tax | 0 | 34,000 | 46,000 | 466,000 |
| Net income | 787,000 | 1,677,000 | 2,424,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,942,000 | 34,832,000 | 35,578,000 | 35,392,000 |
| Total capital | 35,639,000 | 36,508,000 | 37,207,000 | 37,026,000 |
| Risk-weighted assets | 137,361,000 | 134,028,000 | 130,254,000 | 136,260,000 |