Call reports 2017
SANGER BANK — 2017
What SANGER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,322,000 | 132,116,000 | 133,702,000 | 132,882,000 |
| Total loans | 73,207,000 | 72,022,000 | 70,294,000 | 67,013,000 |
| Allowance for loan losses | 750,000 | 765,000 | 775,000 | 780,000 |
| Securities available for sale | 6,801,000 | 7,015,000 | 6,775,000 | 8,476,000 |
| Securities held to maturity | 23,343,000 | 23,376,000 | 24,819,000 | 25,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,861,000 | 113,285,000 | 114,442,000 | 113,928,000 |
| Interest-bearing deposits | 82,767,000 | 83,474,000 | 84,990,000 | 84,667,000 |
| Noninterest-bearing deposits | 27,094,000 | 29,811,000 | 29,452,000 | 29,261,000 |
| Equity capital | 18,156,000 | 18,570,000 | 18,947,000 | 18,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,594,000 | 3,916,000 | 5,234,000 |
| Interest expense | 130,000 | 265,000 | 406,000 | 547,000 |
| Net interest income | 1,161,000 | 2,329,000 | 3,510,000 | 4,687,000 |
| Noninterest income | 196,000 | 404,000 | 587,000 | 773,000 |
| Noninterest expense | 867,000 | 1,714,000 | 2,556,000 | 3,388,000 |
| Provision for loan losses | 15,000 | 30,000 | 49,000 | 55,000 |
| Pretax income | 475,000 | 989,000 | 1,492,000 | 2,017,000 |
| Income tax | 98,000 | 213,000 | 333,000 | 482,000 |
| Net income | 377,000 | 776,000 | 1,159,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,096,000 | 18,496,000 | 18,879,000 | 18,859,000 |
| Total capital | 18,846,000 | 19,261,000 | 19,654,000 | 19,639,000 |
| Risk-weighted assets | 71,445,000 | 71,324,000 | 70,407,000 | 70,008,000 |