Call reports 2007
SANGER BANK — 2007
What SANGER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,222,000 | 83,388,000 | 82,051,000 | 83,841,000 |
| Total loans | 46,940,000 | 49,672,000 | 52,560,000 | 53,811,000 |
| Allowance for loan losses | 529,000 | 480,000 | 476,000 | 392,000 |
| Securities available for sale | 3,051,000 | 2,979,000 | 3,051,000 | 3,108,000 |
| Securities held to maturity | 15,277,000 | 15,476,000 | 15,662,000 | 14,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,566,000 | 74,640,000 | 72,972,000 | 74,835,000 |
| Interest-bearing deposits | 57,355,000 | 57,707,000 | 59,378,000 | 60,495,000 |
| Noninterest-bearing deposits | 13,211,000 | 16,933,000 | 13,594,000 | 14,340,000 |
| Equity capital | 8,163,000 | 8,346,000 | 8,613,000 | 8,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,711,000 | 4,169,000 | 5,654,000 |
| Interest expense | 536,000 | 1,095,000 | 1,691,000 | 2,307,000 |
| Net interest income | 800,000 | 1,616,000 | 2,478,000 | 3,347,000 |
| Noninterest income | 222,000 | 462,000 | 714,000 | 952,000 |
| Noninterest expense | 663,000 | 1,352,000 | 2,078,000 | 2,788,000 |
| Provision for loan losses | 20,000 | 55,000 | 115,000 | 165,000 |
| Pretax income | 339,000 | 671,000 | 999,000 | 1,346,000 |
| Income tax | 100,000 | 201,000 | 309,000 | 417,000 |
| Net income | 239,000 | 470,000 | 690,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,192,000 | 8,423,000 | 8,643,000 | 8,662,000 |
| Total capital | 8,721,000 | 8,903,000 | 9,119,000 | 9,054,000 |
| Risk-weighted assets | 54,330,000 | 59,183,000 | 56,942,000 | 59,782,000 |
Machine access — free, no API key
Every figure shown here about SANGER BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.