Call reports 2025
GATEWAY FIRST BANK — 2025
What GATEWAY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,902,830,000 | 1,976,096,000 | 1,973,595,000 | 2,006,088,000 |
| Total loans | 1,435,549,000 | 1,508,988,000 | 1,517,709,000 | 1,535,510,000 |
| Allowance for loan losses | 10,898,000 | 10,849,000 | 10,779,000 | 11,477,000 |
| Securities available for sale | 132,991,000 | 135,833,000 | 133,879,000 | 125,745,000 |
| Securities held to maturity | 2,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,197,173,000 | 1,203,026,000 | 1,237,475,000 | 1,212,920,000 |
| Interest-bearing deposits | 854,285,000 | 826,465,000 | 797,676,000 | 899,695,000 |
| Noninterest-bearing deposits | 342,888,000 | 376,561,000 | 439,799,000 | 313,225,000 |
| Equity capital | 262,071,000 | 262,742,000 | 266,827,000 | 269,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 25,029,000 | 50,860,000 | 76,624,000 | 102,493,000 |
| Interest expense | 11,529,000 | 22,955,000 | 34,691,000 | 45,543,000 |
| Net interest income | 13,500,000 | 27,905,000 | 41,933,000 | 56,950,000 |
| Noninterest income | 16,415,000 | 33,642,000 | 51,158,000 | 66,646,000 |
| Noninterest expense | 27,147,000 | 55,795,000 | 83,191,000 | 109,632,000 |
| Provision for loan losses | 558,000 | 497,000 | 576,000 | 1,301,000 |
| Pretax income | 2,329,000 | 5,218,000 | 9,255,000 | 12,691,000 |
| Income tax | 549,000 | 1,056,000 | 2,119,000 | 2,704,000 |
| Net income | 1,780,000 | 4,162,000 | 7,136,000 | 9,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,707,000 | 241,557,000 | 242,665,000 | 243,685,000 |
| Total capital | 254,488,000 | 253,445,000 | 254,507,000 | 256,151,000 |
| Risk-weighted assets | 1,746,469,000 | 1,737,412,000 | 1,747,714,000 | 1,751,454,000 |