Call reports 2022
GATEWAY FIRST BANK — 2022
What GATEWAY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,886,915,000 | 1,877,908,000 | 1,949,186,000 | 2,040,399,000 |
| Total loans | 1,269,756,000 | 1,233,669,000 | 1,338,928,000 | 1,422,583,000 |
| Allowance for loan losses | 6,306,000 | 7,442,000 | 9,311,000 | 12,493,000 |
| Securities available for sale | 73,894,000 | 89,848,000 | 90,196,000 | 106,488,000 |
| Securities held to maturity | 0 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,412,000 | 929,447,000 | 940,979,000 | 998,799,000 |
| Interest-bearing deposits | 624,266,000 | 505,898,000 | 470,399,000 | 685,064,000 |
| Noninterest-bearing deposits | 313,146,000 | 423,549,000 | 470,580,000 | 313,735,000 |
| Equity capital | 334,237,000 | 331,621,000 | 282,992,000 | 283,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,155,000 | 24,982,000 | 41,170,000 | 60,681,000 |
| Interest expense | 1,166,000 | 2,317,000 | 4,613,000 | 10,297,000 |
| Net interest income | 9,989,000 | 22,665,000 | 36,557,000 | 50,384,000 |
| Noninterest income | 50,668,000 | 84,916,000 | 112,505,000 | 136,039,000 |
| Noninterest expense | 46,273,000 | 92,744,000 | 138,829,000 | 176,494,000 |
| Provision for loan losses | -15,000 | 1,122,000 | 2,970,000 | 6,238,000 |
| Pretax income | 14,399,000 | 13,715,000 | 7,263,000 | 3,691,000 |
| Income tax | 3,499,000 | 3,413,000 | 4,843,000 | 559,000 |
| Net income | 10,900,000 | 10,302,000 | 2,420,000 | 3,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,523,000 | 257,366,000 | 206,681,000 | 230,137,000 |
| Total capital | 275,829,000 | 264,808,000 | 215,992,000 | 242,630,000 |
| Risk-weighted assets | 1,375,139,000 | 1,449,937,000 | 1,456,268,000 | 1,589,106,000 |