Call reports 2021
GATEWAY FIRST BANK — 2021
What GATEWAY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,048,941,000 | 1,990,624,000 | 2,037,402,000 | 1,879,005,000 |
| Total loans | 1,495,619,000 | 1,482,048,000 | 1,487,718,000 | 1,327,978,000 |
| Allowance for loan losses | 5,740,000 | 5,710,000 | 6,344,000 | 6,398,000 |
| Securities available for sale | 53,301,000 | 51,937,000 | 63,336,000 | 62,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 961,846,000 | 973,553,000 | 1,016,146,000 | 910,655,000 |
| Interest-bearing deposits | 640,610,000 | 624,468,000 | 652,602,000 | 645,498,000 |
| Noninterest-bearing deposits | 321,236,000 | 349,085,000 | 363,544,000 | 265,157,000 |
| Equity capital | 318,689,000 | 323,604,000 | 346,810,000 | 329,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,792,000 | 19,679,000 | 30,165,000 | 40,078,000 |
| Interest expense | 1,910,000 | 3,339,000 | 4,676,000 | 5,907,000 |
| Net interest income | 7,882,000 | 16,340,000 | 25,489,000 | 34,171,000 |
| Noninterest income | 94,386,000 | 159,075,000 | 231,316,000 | 284,227,000 |
| Noninterest expense | 52,182,000 | 102,973,000 | 153,627,000 | 204,880,000 |
| Provision for loan losses | -3,000 | -6,000 | 594,000 | 702,000 |
| Pretax income | 50,089,000 | 72,448,000 | 102,584,000 | 112,816,000 |
| Income tax | 11,963,000 | 17,012,000 | 24,219,000 | 26,831,000 |
| Net income | 38,126,000 | 55,436,000 | 78,365,000 | 85,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,852,000 | 291,767,000 | 309,136,000 | 275,896,000 |
| Total capital | 284,592,000 | 297,477,000 | 315,480,000 | 282,293,000 |
| Risk-weighted assets | 1,087,571,000 | 1,143,295,000 | 1,324,887,000 | 1,298,451,000 |