Call reports 2019
GATEWAY FIRST BANK — 2019
What GATEWAY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|
| Total assets | 1,315,257,000 | 1,477,021,000 | 1,498,327,000 |
| Total loans | 986,974,000 | 1,029,045,000 | 1,042,819,000 |
| Allowance for loan losses | 601,000 | 591,000 | 1,300,000 |
| Securities available for sale | 65,858,000 | 53,672,000 | 52,744,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 391,676,000 | 659,336,000 | 630,842,000 |
| Interest-bearing deposits | 232,203,000 | 249,400,000 | 321,004,000 |
| Noninterest-bearing deposits | 159,473,000 | 409,936,000 | 309,838,000 |
| Equity capital | 194,767,000 | 205,222,000 | 206,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|
| Interest income | 10,528,000 | 20,109,000 | 31,765,000 |
| Interest expense | 9,631,000 | 13,071,000 | 15,284,000 |
| Net interest income | 897,000 | 7,038,000 | 16,481,000 |
| Noninterest income | 77,471,000 | 123,957,000 | 164,101,000 |
| Noninterest expense | 65,283,000 | 105,292,000 | 152,941,000 |
| Provision for loan losses | 50,000 | 50,000 | 825,000 |
| Pretax income | 13,035,000 | 25,860,000 | 27,023,000 |
| Income tax | 38,542,000 | 41,583,000 | 41,696,000 |
| Net income | -25,507,000 | -15,723,000 | -14,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|
| Tier 1 capital | 97,625,000 | 129,310,000 | 136,520,000 |
| Total capital | 98,226,000 | 129,901,000 | 137,820,000 |
| Risk-weighted assets | 663,889,000 | 714,130,000 | 764,043,000 |