Call report 2025Q4
HOWARD STATE BANK — 2025Q4
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,888,000 | USD | evidence → |
| Total loans | 51,055,000 | USD | evidence → |
| Allowance for loan losses | 676,000 | USD | evidence → |
| Securities available for sale | 24,082,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,946,000 | USD | evidence → |
| Interest-bearing deposits | 28,451,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,495,000 | USD | evidence → |
| Equity capital | 6,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,084,000 | USD | evidence → |
| Interest expense | 667,000 | USD | evidence → |
| Net interest income | 3,417,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 2,057,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,499,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 1,466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,077,000 | USD | evidence → |
| Total capital | 9,753,000 | USD | evidence → |
| Risk-weighted assets | 63,358,000 | USD | evidence → |
Machine access — free, no API key
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