Call report 2023Q4
HOWARD STATE BANK — 2023Q4
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,400,000 | USD | evidence → |
| Total loans | 37,930,000 | USD | evidence → |
| Allowance for loan losses | 649,000 | USD | evidence → |
| Securities available for sale | 28,670,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,916,000 | USD | evidence → |
| Interest-bearing deposits | 25,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,044,000 | USD | evidence → |
| Equity capital | 4,424,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,061,000 | USD | evidence → |
| Interest expense | 455,000 | USD | evidence → |
| Net interest income | 2,606,000 | USD | evidence → |
| Noninterest income | 214,000 | USD | evidence → |
| Noninterest expense | 1,880,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 931,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 913,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,658,000 | USD | evidence → |
| Total capital | 8,306,000 | USD | evidence → |
| Risk-weighted assets | 52,385,000 | USD | evidence → |
Machine access — free, no API key
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