Call report 2020Q4
HOWARD STATE BANK — 2020Q4
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,774,000 | USD | evidence → |
| Total loans | 24,122,000 | USD | evidence → |
| Allowance for loan losses | 544,000 | USD | evidence → |
| Securities available for sale | 21,097,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,882,000 | USD | evidence → |
| Interest-bearing deposits | 47,660,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,222,000 | USD | evidence → |
| Equity capital | 6,874,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,990,000 | USD | evidence → |
| Interest expense | 153,000 | USD | evidence → |
| Net interest income | 1,837,000 | USD | evidence → |
| Noninterest income | 162,000 | USD | evidence → |
| Noninterest expense | 1,457,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 452,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,458,000 | USD | evidence → |
| Total capital | 6,944,000 | USD | evidence → |
| Risk-weighted assets | 38,861,000 | USD | evidence → |