Call report 2012Q4
HOWARD STATE BANK — 2012Q4
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,796,000 | USD | evidence → |
| Total loans | 20,715,000 | USD | evidence → |
| Allowance for loan losses | 544,000 | USD | evidence → |
| Securities available for sale | 10,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,162,000 | USD | evidence → |
| Interest-bearing deposits | 35,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,668,000 | USD | evidence → |
| Equity capital | 4,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,645,000 | USD | evidence → |
| Interest expense | 125,000 | USD | evidence → |
| Net interest income | 1,520,000 | USD | evidence → |
| Noninterest income | 344,000 | USD | evidence → |
| Noninterest expense | 1,228,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 606,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,354,000 | USD | evidence → |
| Total capital | 4,635,000 | USD | evidence → |
| Risk-weighted assets | 22,231,000 | USD | evidence → |
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