Call report 2007Q3
HOWARD STATE BANK — 2007Q3
The 22 measures HOWARD STATE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,982,000 | USD | evidence → |
| Total loans | 24,012,000 | USD | evidence → |
| Allowance for loan losses | 349,000 | USD | evidence → |
| Securities available for sale | 6,455,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,896,000 | USD | evidence → |
| Interest-bearing deposits | 31,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,416,000 | USD | evidence → |
| Equity capital | 3,641,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,052,000 | USD | evidence → |
| Interest expense | 766,000 | USD | evidence → |
| Net interest income | 1,286,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 924,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 513,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 349,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,387,000 | USD | evidence → |
| Total capital | 3,713,000 | USD | evidence → |
| Risk-weighted assets | 26,093,000 | USD | evidence → |
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