Call reports 2017
TOWN & COUNTRY BANK, INC. — 2017
What TOWN & COUNTRY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 135,081,000 | 149,463,000 | 143,702,000 |
| Total loans | 97,342,000 | 113,650,000 | 118,299,000 |
| Allowance for loan losses | 1,570,000 | 1,949,000 | 2,101,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 9,635,000 | 9,300,000 | 9,416,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 119,675,000 | 126,197,000 | 126,441,000 |
| Interest-bearing deposits | 88,977,000 | 96,222,000 | 96,358,000 |
| Noninterest-bearing deposits | 30,698,000 | 29,975,000 | 30,083,000 |
| Equity capital | 14,667,000 | 14,438,000 | 16,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 1,485,000 | 2,942,000 | 4,767,000 |
| Interest expense | 245,000 | 495,000 | 773,000 |
| Net interest income | 1,240,000 | 2,447,000 | 3,994,000 |
| Noninterest income | 1,222,000 | 1,829,000 | 3,540,000 |
| Noninterest expense | 1,501,000 | 3,216,000 | 4,952,000 |
| Provision for loan losses | 244,000 | 762,000 | 927,000 |
| Pretax income | 717,000 | 298,000 | 1,655,000 |
| Income tax | 276,000 | 99,000 | 599,000 |
| Net income | 441,000 | 199,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 14,667,000 | 14,438,000 | 16,526,000 |
| Total capital | 16,034,000 | 16,010,000 | 18,148,000 |
| Risk-weighted assets | 109,117,000 | 125,346,000 | 129,246,000 |