Call reports 2025
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2025
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 453,531,000 | 452,383,000 | 458,555,000 | 442,078,000 |
| Total loans | 208,862,000 | 210,618,000 | 213,681,000 | 218,086,000 |
| Allowance for loan losses | 3,037,000 | 3,100,000 | 3,106,000 | 3,120,000 |
| Securities available for sale | 219,536,000 | 210,961,000 | 204,934,000 | 193,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,662,000 | 391,110,000 | 393,980,000 | 373,859,000 |
| Interest-bearing deposits | 206,712,000 | 205,849,000 | 203,341,000 | 202,175,000 |
| Noninterest-bearing deposits | 186,950,000 | 185,261,000 | 190,639,000 | 171,684,000 |
| Equity capital | 56,208,000 | 58,390,000 | 62,405,000 | 64,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,171,000 | 8,488,000 | 13,017,000 | 17,639,000 |
| Interest expense | 416,000 | 838,000 | 1,227,000 | 1,624,000 |
| Net interest income | 3,755,000 | 7,650,000 | 11,790,000 | 16,015,000 |
| Noninterest income | 2,297,000 | 4,652,000 | 7,169,000 | 9,692,000 |
| Noninterest expense | 4,051,000 | 8,218,000 | 12,559,000 | 16,712,000 |
| Provision for loan losses | -17,000 | 62,000 | 97,000 | 135,000 |
| Pretax income | 1,926,000 | 3,919,000 | 6,160,000 | 8,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,926,000 | 3,919,000 | 6,160,000 | 8,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,909,000 | 67,738,000 | 68,654,000 | 69,619,000 |
| Total capital | 69,442,000 | 70,135,000 | 71,068,000 | 72,014,000 |
| Risk-weighted assets | 202,047,000 | 190,957,000 | 192,311,000 | 190,696,000 |