Call reports 2024
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2024
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 486,859,000 | 492,378,000 | 480,545,000 | 451,521,000 |
| Total loans | 194,184,000 | 200,003,000 | 198,462,000 | 202,227,000 |
| Allowance for loan losses | 2,872,000 | 2,944,000 | 3,007,000 | 3,071,000 |
| Securities available for sale | 259,486,000 | 260,533,000 | 255,499,000 | 223,546,000 |
| Securities held to maturity | 292,000 | 291,000 | 291,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,609,000 | 399,945,000 | 396,311,000 | 394,931,000 |
| Interest-bearing deposits | 218,047,000 | 213,077,000 | 207,470,000 | 213,323,000 |
| Noninterest-bearing deposits | 191,562,000 | 186,868,000 | 188,841,000 | 181,608,000 |
| Equity capital | 44,424,000 | 46,839,000 | 54,419,000 | 52,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,836,000 | 7,767,000 | 11,894,000 | 16,141,000 |
| Interest expense | 817,000 | 1,776,000 | 2,672,000 | 3,313,000 |
| Net interest income | 3,019,000 | 5,991,000 | 9,222,000 | 12,828,000 |
| Noninterest income | 2,282,000 | 4,621,000 | 6,975,000 | 9,309,000 |
| Noninterest expense | 3,816,000 | 7,598,000 | 11,527,000 | 15,550,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,377,000 | 2,815,000 | 4,366,000 | 6,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,377,000 | 2,815,000 | 4,366,000 | 6,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,303,000 | 64,855,000 | 65,419,000 | 66,114,000 |
| Total capital | 66,885,000 | 67,318,000 | — | 68,471,000 |
| Risk-weighted assets | 206,342,000 | 196,581,000 | — | 187,911,000 |