Call reports 2023
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2023
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 496,855,000 | 496,057,000 | 498,232,000 | 494,630,000 |
| Total loans | 168,260,000 | 177,949,000 | 183,428,000 | 190,159,000 |
| Allowance for loan losses | 2,592,000 | 2,662,000 | 2,732,000 | 2,797,000 |
| Securities available for sale | 288,808,000 | 280,712,000 | 272,153,000 | 265,544,000 |
| Securities held to maturity | 580,000 | 579,000 | 578,000 | 577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,597,000 | 441,858,000 | 419,640,000 | 416,269,000 |
| Interest-bearing deposits | 244,565,000 | 235,293,000 | 225,707,000 | 228,500,000 |
| Noninterest-bearing deposits | 199,032,000 | 206,565,000 | 193,933,000 | 187,769,000 |
| Equity capital | 38,940,000 | 37,724,000 | 36,501,000 | 43,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,533,000 | 10,120,000 | 13,929,000 |
| Interest expense | 338,000 | 789,000 | 1,462,000 | 2,364,000 |
| Net interest income | 2,837,000 | 5,744,000 | 8,658,000 | 11,565,000 |
| Noninterest income | 2,233,000 | 4,431,000 | 6,621,000 | 8,736,000 |
| Noninterest expense | 3,696,000 | 7,416,000 | 11,248,000 | 15,148,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,284,000 | 2,584,000 | 3,756,000 | 4,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,284,000 | 2,584,000 | 3,756,000 | 4,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,685,000 | 63,157,000 | 63,553,000 | 63,809,000 |
| Total capital | 64,993,000 | 65,557,000 | 66,113,000 | 66,214,000 |
| Risk-weighted assets | 184,389,000 | 191,772,000 | 204,689,000 | 192,084,000 |