Call reports 2022
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2022
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 522,913,000 | 526,636,000 | 504,721,000 | 502,423,000 |
| Total loans | 131,421,000 | 144,219,000 | 155,634,000 | 163,238,000 |
| Allowance for loan losses | 2,352,000 | 2,377,000 | 2,426,000 | 2,511,000 |
| Securities available for sale | 308,805,000 | 301,175,000 | 295,845,000 | 292,677,000 |
| Securities held to maturity | 856,000 | 854,000 | 853,000 | 851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,497,000 | 488,249,000 | 468,274,000 | 456,762,000 |
| Interest-bearing deposits | 246,794,000 | 253,216,000 | 250,029,000 | 247,219,000 |
| Noninterest-bearing deposits | 224,703,000 | 235,033,000 | 218,245,000 | 209,543,000 |
| Equity capital | 49,605,000 | 36,959,000 | 34,685,000 | 35,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,826,000 | 5,784,000 | 8,878,000 | 12,049,000 |
| Interest expense | 54,000 | 108,000 | 181,000 | 366,000 |
| Net interest income | 2,772,000 | 5,676,000 | 8,697,000 | 11,683,000 |
| Noninterest income | 2,209,000 | 4,314,000 | 6,431,000 | 8,467,000 |
| Noninterest expense | 3,487,000 | 6,889,000 | 10,443,000 | 13,972,000 |
| Provision for loan losses | 45,000 | 90,000 | 180,000 | 270,000 |
| Pretax income | 1,449,000 | 3,011,000 | 4,505,000 | 5,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,449,000 | 3,011,000 | 4,505,000 | 5,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,838,000 | 60,914,000 | 61,601,000 | 62,210,000 |
| Total capital | 61,873,000 | 63,105,000 | 63,840,000 | 64,481,000 |
| Risk-weighted assets | 162,496,000 | 175,129,000 | 178,949,000 | 181,489,000 |