Call reports 2021
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2021
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 473,003,000 | 495,467,000 | 502,985,000 | 519,633,000 |
| Total loans | 139,006,000 | 135,659,000 | 132,408,000 | 135,414,000 |
| Allowance for loan losses | 2,329,000 | 2,346,000 | 2,347,000 | 2,344,000 |
| Securities available for sale | 213,440,000 | 264,277,000 | 288,298,000 | 294,714,000 |
| Securities held to maturity | 1,129,000 | 1,126,000 | 1,124,000 | 1,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,755,000 | 431,480,000 | 436,847,000 | 455,910,000 |
| Interest-bearing deposits | 212,365,000 | 235,090,000 | 232,705,000 | 238,572,000 |
| Noninterest-bearing deposits | 196,390,000 | 196,390,000 | 204,142,000 | 217,338,000 |
| Equity capital | 61,604,000 | 62,562,000 | 64,410,000 | 61,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,290,000 | 8,396,000 | 11,214,000 |
| Interest expense | 75,000 | 143,000 | 204,000 | 255,000 |
| Net interest income | 2,583,000 | 5,147,000 | 8,192,000 | 10,959,000 |
| Noninterest income | 1,886,000 | 3,886,000 | 5,970,000 | 8,116,000 |
| Noninterest expense | 3,224,000 | 6,480,000 | 9,888,000 | 13,281,000 |
| Provision for loan losses | 53,000 | 105,000 | 128,000 | 150,000 |
| Pretax income | 1,192,000 | 2,448,000 | 4,146,000 | 5,644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,192,000 | 2,448,000 | 4,146,000 | 5,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,923,000 | 57,537,000 | 58,465,000 | 59,082,000 |
| Total capital | 58,691,000 | 59,382,000 | 60,362,000 | 61,104,000 |
| Risk-weighted assets | 140,949,000 | 147,133,000 | 151,387,000 | 161,449,000 |