Call reports 2020
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2020
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,804,000 | 428,452,000 | 423,759,000 | 440,932,000 |
| Total loans | 125,324,000 | 144,910,000 | 145,057,000 | 139,650,000 |
| Allowance for loan losses | 2,207,000 | 2,327,000 | 2,352,000 | 2,299,000 |
| Securities available for sale | 137,335,000 | 167,618,000 | 177,165,000 | 196,917,000 |
| Securities held to maturity | 1,400,000 | 1,397,000 | 1,394,000 | 1,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,489,000 | 363,401,000 | 357,919,000 | 374,899,000 |
| Interest-bearing deposits | 175,613,000 | 190,460,000 | 194,369,000 | 199,897,000 |
| Noninterest-bearing deposits | 140,876,000 | 172,941,000 | 163,550,000 | 175,002,000 |
| Equity capital | 59,135,000 | 63,668,000 | 64,204,000 | 64,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,883,000 | 6,314,000 | 8,964,000 | 11,210,000 |
| Interest expense | 147,000 | 269,000 | 379,000 | 476,000 |
| Net interest income | 2,736,000 | 6,045,000 | 8,585,000 | 10,734,000 |
| Noninterest income | 1,871,000 | 3,579,000 | 5,398,000 | 7,252,000 |
| Noninterest expense | 3,262,000 | 6,556,000 | 9,671,000 | 12,645,000 |
| Provision for loan losses | 68,000 | 250,000 | 303,000 | 355,000 |
| Pretax income | 1,277,000 | 2,818,000 | 4,009,000 | 4,986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,277,000 | 2,818,000 | 4,009,000 | 4,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,031,000 | 55,892,000 | 56,166,000 | 56,437,000 |
| Total capital | 56,571,000 | 57,525,000 | 57,785,000 | 58,165,000 |
| Risk-weighted assets | 122,574,000 | 129,993,000 | 128,864,000 | 137,742,000 |