Call reports 2019
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2019
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 374,168,000 | 375,359,000 | 401,671,000 | 379,497,000 |
| Total loans | 123,479,000 | 125,406,000 | 123,656,000 | 125,749,000 |
| Allowance for loan losses | 2,232,000 | 2,254,000 | 2,259,000 | 2,231,000 |
| Securities available for sale | 148,157,000 | 150,188,000 | 155,347,000 | 161,606,000 |
| Securities held to maturity | 1,665,000 | 1,661,000 | 1,657,000 | 1,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,965,000 | 317,339,000 | 342,158,000 | 319,847,000 |
| Interest-bearing deposits | 174,776,000 | 175,833,000 | 178,810,000 | 177,632,000 |
| Noninterest-bearing deposits | 143,189,000 | 141,506,000 | 163,348,000 | 142,215,000 |
| Equity capital | 54,557,000 | 56,840,000 | 57,267,000 | 57,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,923,000 | 5,819,000 | 8,744,000 | 11,644,000 |
| Interest expense | 132,000 | 278,000 | 426,000 | 580,000 |
| Net interest income | 2,791,000 | 5,541,000 | 8,318,000 | 11,064,000 |
| Noninterest income | 1,681,000 | 3,414,000 | 5,331,000 | 7,135,000 |
| Noninterest expense | 3,288,000 | 6,480,000 | 9,717,000 | 12,958,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,124,000 | 2,355,000 | 3,752,000 | 5,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,124,000 | 2,355,000 | 3,752,000 | 5,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,407,000 | 53,803,000 | 54,302,000 | 54,652,000 |
| Total capital | 54,960,000 | 55,378,000 | 55,886,000 | 56,256,000 |
| Risk-weighted assets | 123,591,000 | 125,379,000 | 126,045,000 | 127,757,000 |