Call reports 2018
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2018
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 387,536,000 | 384,399,000 | 378,370,000 | 378,960,000 |
| Total loans | 124,219,000 | 124,528,000 | 127,150,000 | 125,326,000 |
| Allowance for loan losses | 2,168,000 | 2,206,000 | 2,229,000 | 2,192,000 |
| Securities available for sale | 144,413,000 | 150,699,000 | 142,406,000 | 148,882,000 |
| Securities held to maturity | 1,932,000 | 1,926,000 | 1,920,000 | 1,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,721,000 | 332,823,000 | 326,414,000 | 323,991,000 |
| Interest-bearing deposits | 191,445,000 | 197,735,000 | 187,147,000 | 175,560,000 |
| Noninterest-bearing deposits | 144,276,000 | 135,088,000 | 139,267,000 | 148,431,000 |
| Equity capital | 50,333,000 | 50,396,000 | 50,544,000 | 52,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,583,000 | 8,456,000 | 11,400,000 |
| Interest expense | 108,000 | 222,000 | 341,000 | 465,000 |
| Net interest income | 2,650,000 | 5,361,000 | 8,115,000 | 10,935,000 |
| Noninterest income | 1,649,000 | 3,358,000 | 5,095,000 | 6,820,000 |
| Noninterest expense | 3,048,000 | 6,174,000 | 9,167,000 | 12,292,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,191,000 | 2,425,000 | 3,863,000 | 5,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,191,000 | 2,425,000 | 3,863,000 | 5,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,401,000 | 51,890,000 | 52,530,000 | 53,118,000 |
| Total capital | 52,951,000 | 53,442,000 | 54,101,000 | 54,722,000 |
| Risk-weighted assets | 123,427,000 | 123,536,000 | 125,027,000 | 127,747,000 |