Call reports 2017
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2017
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 369,147,000 | 378,008,000 | 380,333,000 | 382,438,000 |
| Total loans | 117,991,000 | 119,573,000 | 122,962,000 | 123,166,000 |
| Allowance for loan losses | 2,121,000 | 2,139,000 | 2,145,000 | 2,146,000 |
| Securities available for sale | 152,154,000 | 157,537,000 | 154,487,000 | 156,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,480,000 | 324,953,000 | 326,434,000 | 328,611,000 |
| Interest-bearing deposits | 196,010,000 | 200,395,000 | 191,088,000 | 192,481,000 |
| Noninterest-bearing deposits | 121,470,000 | 124,558,000 | 135,346,000 | 136,130,000 |
| Equity capital | 50,392,000 | 52,157,000 | 52,804,000 | 52,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 5,155,000 | 7,860,000 | 10,669,000 |
| Interest expense | 110,000 | 222,000 | 337,000 | 444,000 |
| Net interest income | 2,406,000 | 4,933,000 | 7,523,000 | 10,225,000 |
| Noninterest income | 1,569,000 | 3,125,000 | 4,707,000 | 6,411,000 |
| Noninterest expense | 2,897,000 | 5,745,000 | 8,721,000 | 11,766,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,018,000 | 2,193,000 | 3,329,000 | 4,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 2,193,000 | 3,329,000 | 4,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,264,000 | 49,797,000 | 50,265,000 | 50,904,000 |
| Total capital | 50,791,000 | 51,338,000 | 51,820,000 | 52,495,000 |
| Risk-weighted assets | 121,627,000 | 122,740,000 | 123,886,000 | 126,747,000 |