Call reports 2016
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2016
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 358,607,000 | 354,814,000 | 360,377,000 | 354,500,000 |
| Total loans | 118,956,000 | 120,371,000 | 117,480,000 | 118,035,000 |
| Allowance for loan losses | 2,123,000 | 2,171,000 | 2,197,000 | 2,148,000 |
| Securities available for sale | 142,390,000 | 137,907,000 | 140,737,000 | 146,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,019,000 | 300,942,000 | 305,990,000 | 300,483,000 |
| Interest-bearing deposits | 196,219,000 | 188,250,000 | 189,686,000 | 186,003,000 |
| Noninterest-bearing deposits | 108,800,000 | 112,692,000 | 116,304,000 | 114,480,000 |
| Equity capital | 52,228,000 | 53,076,000 | 53,406,000 | 50,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,614,000 | 5,168,000 | 7,733,000 | 10,255,000 |
| Interest expense | 110,000 | 221,000 | 332,000 | 442,000 |
| Net interest income | 2,504,000 | 4,947,000 | 7,401,000 | 9,813,000 |
| Noninterest income | 1,438,000 | 2,893,000 | 4,362,000 | 5,839,000 |
| Noninterest expense | 2,645,000 | 5,299,000 | 7,969,000 | 10,691,000 |
| Provision for loan losses | 83,000 | 165,000 | 248,000 | 287,000 |
| Pretax income | 1,214,000 | 2,376,000 | 3,546,000 | 4,674,000 |
| Income tax | 0 | -20,000 | -20,000 | 0 |
| Net income | 1,214,000 | 2,396,000 | 3,566,000 | 4,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,545,000 | 48,051,000 | 48,546,000 | 48,921,000 |
| Total capital | 49,267,000 | 49,605,000 | 50,018,000 | 50,470,000 |
| Risk-weighted assets | 137,426,000 | 123,781,000 | 117,113,000 | 123,360,000 |