Call reports 2015
FIRST NATIONAL BANK OF LIVINGSTON, THE — 2015
What FIRST NATIONAL BANK OF LIVINGSTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 344,436,000 | 336,801,000 | 343,538,000 | 352,918,000 |
| Total loans | 115,414,000 | 116,740,000 | 120,520,000 | 122,099,000 |
| Allowance for loan losses | 1,982,000 | 1,999,000 | 2,035,000 | 2,072,000 |
| Securities available for sale | 140,550,000 | 135,826,000 | 136,523,000 | 140,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,487,000 | 285,406,000 | 290,941,000 | 300,051,000 |
| Interest-bearing deposits | 130,027,000 | 128,062,000 | 186,986,000 | 187,567,000 |
| Noninterest-bearing deposits | 162,460,000 | 157,344,000 | 103,955,000 | 112,484,000 |
| Equity capital | 50,680,000 | 50,569,000 | 51,484,000 | 51,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,451,000 | 4,920,000 | 7,446,000 | 10,016,000 |
| Interest expense | 110,000 | 218,000 | 326,000 | 436,000 |
| Net interest income | 2,341,000 | 4,702,000 | 7,120,000 | 9,580,000 |
| Noninterest income | 1,404,000 | 2,890,000 | 4,381,000 | 5,803,000 |
| Noninterest expense | 2,607,000 | 5,193,000 | 7,826,000 | 10,448,000 |
| Provision for loan losses | 67,000 | 135,000 | 203,000 | 305,000 |
| Pretax income | 1,071,000 | 2,264,000 | 3,472,000 | 4,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,071,000 | 2,264,000 | 3,472,000 | 4,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,523,000 | 46,040,000 | 46,539,000 | 47,022,000 |
| Total capital | 47,267,000 | 47,858,000 | 48,430,000 | 48,772,000 |
| Risk-weighted assets | 139,317,000 | 145,334,000 | 151,193,000 | 139,714,000 |