Call reports 2026
COMMERCIAL BANK, THE — 2026
What COMMERCIAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 289,611,000 | 284,164,000 |
| Total loans | 99,024,000 | 102,369,000 |
| Allowance for loan losses | 1,150,000 | 1,154,000 |
| Securities available for sale | 5,721,000 | 5,462,000 |
| Securities held to maturity | 125,183,000 | 124,319,000 |
| Trading assets | 0 | 0 |
| Total deposits | 257,545,000 | 251,379,000 |
| Interest-bearing deposits | 168,351,000 | 167,743,000 |
| Noninterest-bearing deposits | 89,194,000 | 83,636,000 |
| Equity capital | 22,596,000 | 23,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,525,000 | 5,208,000 |
| Interest expense | 656,000 | 1,325,000 |
| Net interest income | 1,869,000 | 3,883,000 |
| Noninterest income | 308,000 | 633,000 |
| Noninterest expense | 1,681,000 | 3,389,000 |
| Provision for loan losses | 0 | 6,000 |
| Pretax income | 496,000 | 1,121,000 |
| Income tax | 21,000 | 48,000 |
| Net income | 475,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,221,000 | 35,560,000 |
| Total capital | 36,481,000 | — |
| Risk-weighted assets | 117,869,000 | — |