Call reports 2024
COMMERCIAL BANK, THE — 2024
What COMMERCIAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 249,133,000 | 247,183,000 | 247,609,000 | 253,862,000 |
| Total loans | 88,296,000 | 89,725,000 | 89,771,000 | 90,301,000 |
| Allowance for loan losses | 1,207,000 | 1,214,000 | 1,202,000 | 1,199,000 |
| Securities available for sale | 0 | 0 | 0 | 979,000 |
| Securities held to maturity | 127,526,000 | 127,569,000 | 127,656,000 | 126,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,916,000 | 228,205,000 | 227,684,000 | 233,694,000 |
| Interest-bearing deposits | 160,331,000 | 161,580,000 | 164,701,000 | 167,704,000 |
| Noninterest-bearing deposits | 70,585,000 | 66,625,000 | 62,983,000 | 65,990,000 |
| Equity capital | 17,153,000 | 17,839,000 | 18,525,000 | 19,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,489,000 | 6,762,000 | 9,059,000 |
| Interest expense | 497,000 | 1,056,000 | 1,679,000 | 2,324,000 |
| Net interest income | 1,771,000 | 3,433,000 | 5,083,000 | 6,735,000 |
| Noninterest income | 253,000 | 591,000 | 915,000 | 1,221,000 |
| Noninterest expense | 1,384,000 | 2,859,000 | 4,319,000 | 5,827,000 |
| Provision for loan losses | 18,000 | 23,000 | 23,000 | 26,000 |
| Pretax income | 622,000 | 1,142,000 | 1,656,000 | 2,103,000 |
| Income tax | 26,000 | 49,000 | 71,000 | 89,000 |
| Net income | 596,000 | 1,093,000 | 1,585,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,474,000 | 33,711,000 | 33,942,000 | 34,052,000 |
| Total capital | 34,681,000 | 34,925,000 | 35,144,000 | 35,250,000 |
| Risk-weighted assets | 115,398,000 | 116,928,000 | 125,672,000 | 116,608,000 |