Call reports 2023
COMMERCIAL BANK, THE — 2023
What COMMERCIAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 251,328,000 | 249,440,000 | 248,506,000 | 248,191,000 |
| Total loans | 75,088,000 | 76,784,000 | 82,486,000 | 87,150,000 |
| Allowance for loan losses | 1,198,000 | 1,195,000 | 1,198,000 | 1,200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 130,036,000 | 129,395,000 | 128,155,000 | 127,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,617,000 | 233,714,000 | 231,748,000 | 230,979,000 |
| Interest-bearing deposits | 159,315,000 | 160,391,000 | 163,445,000 | 160,711,000 |
| Noninterest-bearing deposits | 77,302,000 | 73,323,000 | 68,303,000 | 70,268,000 |
| Equity capital | 13,974,000 | 14,934,000 | 15,797,000 | 16,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,183,000 | 6,398,000 | 8,672,000 |
| Interest expense | 142,000 | 398,000 | 790,000 | 1,259,000 |
| Net interest income | 1,949,000 | 3,785,000 | 5,608,000 | 7,413,000 |
| Noninterest income | 218,000 | 499,000 | 879,000 | 1,137,000 |
| Noninterest expense | 1,248,000 | 2,512,000 | 3,827,000 | 5,439,000 |
| Provision for loan losses | 12,000 | 52,000 | 70,000 | 83,000 |
| Pretax income | 907,000 | 1,720,000 | 2,590,000 | 3,028,000 |
| Income tax | 38,000 | 73,000 | 111,000 | 131,000 |
| Net income | 869,000 | 1,647,000 | 2,479,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,070,000 | 32,598,000 | 33,020,000 | 33,128,000 |
| Total capital | 33,268,000 | 33,793,000 | 34,218,000 | 34,328,000 |
| Risk-weighted assets | 102,521,000 | 104,064,000 | 100,673,000 | 110,162,000 |
Machine access — free, no API key
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