Call reports 2022
COMMERCIAL BANK, THE — 2022
What COMMERCIAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,610,000 | 248,839,000 | 274,863,000 | 250,949,000 |
| Total loans | 68,388,000 | 69,136,000 | 72,840,000 | 73,806,000 |
| Allowance for loan losses | 1,164,000 | 1,163,000 | 1,156,000 | 1,151,000 |
| Securities available for sale | 137,615,000 | 127,797,000 | 0 | 0 |
| Securities held to maturity | 114,000 | 108,000 | 130,799,000 | 130,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,012,000 | 239,165,000 | 261,128,000 | 236,739,000 |
| Interest-bearing deposits | 161,407,000 | 166,326,000 | 168,187,000 | 162,823,000 |
| Noninterest-bearing deposits | 75,605,000 | 72,839,000 | 92,941,000 | 73,916,000 |
| Equity capital | 16,995,000 | 8,818,000 | 13,063,000 | 13,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,088,000 | 4,978,000 | 7,043,000 |
| Interest expense | 87,000 | 172,000 | 256,000 | 338,000 |
| Net interest income | 1,426,000 | 2,916,000 | 4,722,000 | 6,705,000 |
| Noninterest income | 232,000 | 528,000 | 786,000 | 1,034,000 |
| Noninterest expense | 1,137,000 | 2,302,000 | 3,533,000 | 5,084,000 |
| Provision for loan losses | 19,000 | 23,000 | 29,000 | 45,000 |
| Pretax income | 502,000 | 1,119,000 | 1,946,000 | 2,610,000 |
| Income tax | 21,000 | 47,000 | 83,000 | 112,000 |
| Net income | 481,000 | 1,072,000 | 1,863,000 | 2,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,334,000 | 30,675,000 | 31,216,000 | 31,451,000 |
| Total capital | 31,498,000 | 31,838,000 | 32,372,000 | 32,602,000 |
| Risk-weighted assets | 96,569,000 | 100,154,000 | 99,363,000 | 99,692,000 |