Call reports 2021
COMMERCIAL BANK, THE — 2021
What COMMERCIAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 236,782,000 | 246,653,000 | 256,039,000 | 262,012,000 |
| Total loans | 65,005,000 | 65,675,000 | 68,459,000 | 66,099,000 |
| Allowance for loan losses | 1,109,000 | 1,090,000 | 1,105,000 | 1,153,000 |
| Securities available for sale | 124,173,000 | 130,821,000 | 141,359,000 | 144,648,000 |
| Securities held to maturity | 135,000 | 130,000 | 125,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,569,000 | 217,844,000 | 227,045,000 | 234,160,000 |
| Interest-bearing deposits | 142,570,000 | 149,186,000 | 153,357,000 | 156,087,000 |
| Noninterest-bearing deposits | 66,999,000 | 68,658,000 | 73,688,000 | 78,073,000 |
| Equity capital | 26,636,000 | 28,142,000 | 28,377,000 | 27,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,903,000 | 4,429,000 | 6,031,000 |
| Interest expense | 135,000 | 266,000 | 383,000 | 486,000 |
| Net interest income | 1,275,000 | 2,637,000 | 4,046,000 | 5,545,000 |
| Noninterest income | 208,000 | 456,000 | 697,000 | 937,000 |
| Noninterest expense | 1,055,000 | 2,121,000 | 3,189,000 | 4,279,000 |
| Provision for loan losses | 2,000 | 14,000 | 37,000 | 63,000 |
| Pretax income | 426,000 | 958,000 | 1,517,000 | 2,148,000 |
| Income tax | 18,000 | 41,000 | 65,000 | 92,000 |
| Net income | 408,000 | 917,000 | 1,452,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,025,000 | 29,324,000 | 29,649,000 | 29,853,000 |
| Total capital | 29,938,000 | 30,253,000 | 29,649,000 | 31,006,000 |
| Risk-weighted assets | 72,897,000 | 74,182,000 | 94,174,000 | 94,308,000 |