Call reports 2019
COMMERCIAL BANK, THE — 2019
What COMMERCIAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 188,971,000 | 189,926,000 | 189,852,000 | 189,929,000 |
| Total loans | 67,114,000 | 67,740,000 | 68,735,000 | 69,386,000 |
| Allowance for loan losses | 1,093,000 | 1,096,000 | 1,058,000 | 1,059,000 |
| Securities available for sale | 64,074,000 | 64,077,000 | 72,203,000 | 71,300,000 |
| Securities held to maturity | 176,000 | 171,000 | 166,000 | 161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,020,000 | 161,693,000 | 160,800,000 | 161,239,000 |
| Interest-bearing deposits | 115,030,000 | 114,391,000 | 115,059,000 | 117,208,000 |
| Noninterest-bearing deposits | 46,990,000 | 47,302,000 | 45,741,000 | 44,031,000 |
| Equity capital | 26,333,000 | 27,592,000 | 28,258,000 | 28,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,161,000 | 4,745,000 | 6,289,000 |
| Interest expense | 139,000 | 285,000 | 442,000 | 605,000 |
| Net interest income | 1,425,000 | 2,876,000 | 4,303,000 | 5,684,000 |
| Noninterest income | 221,000 | 479,000 | 723,000 | 955,000 |
| Noninterest expense | 951,000 | 1,958,000 | 2,947,000 | 3,998,000 |
| Provision for loan losses | 18,000 | 36,000 | 57,000 | 68,000 |
| Pretax income | 677,000 | 1,361,000 | 2,026,000 | 2,577,000 |
| Income tax | 29,000 | 58,000 | 86,000 | 110,000 |
| Net income | 648,000 | 1,303,000 | 1,940,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,188,000 | 27,593,000 | 27,979,000 | 28,106,000 |
| Total capital | 28,116,000 | 28,530,000 | 28,705,000 | 28,855,000 |
| Risk-weighted assets | 74,063,000 | 74,771,000 | 57,717,000 | 59,634,000 |