Call reports 2018
COMMERCIAL BANK, THE — 2018
What COMMERCIAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 184,201,000 | 187,481,000 | 186,712,000 | 184,230,000 |
| Total loans | 63,836,000 | 64,344,000 | 65,999,000 | 67,154,000 |
| Allowance for loan losses | 1,019,000 | 1,031,000 | 1,065,000 | 1,080,000 |
| Securities available for sale | 66,032,000 | 66,276,000 | 65,631,000 | 64,630,000 |
| Securities held to maturity | 195,000 | 190,000 | 186,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,575,000 | 162,488,000 | 161,971,000 | 158,210,000 |
| Interest-bearing deposits | 119,254,000 | 117,750,000 | 114,221,000 | 113,206,000 |
| Noninterest-bearing deposits | 40,321,000 | 44,738,000 | 47,750,000 | 45,004,000 |
| Equity capital | 24,056,000 | 24,329,000 | 24,060,000 | 24,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,849,000 | 4,366,000 | 5,926,000 |
| Interest expense | 112,000 | 228,000 | 344,000 | 465,000 |
| Net interest income | 1,273,000 | 2,621,000 | 4,022,000 | 5,461,000 |
| Noninterest income | 240,000 | 516,000 | 767,000 | 1,027,000 |
| Noninterest expense | 909,000 | 1,848,000 | 2,792,000 | 3,855,000 |
| Provision for loan losses | 17,000 | 35,000 | 55,000 | 75,000 |
| Pretax income | 588,000 | 1,255,000 | 1,943,000 | 2,559,000 |
| Income tax | 25,000 | 53,000 | 83,000 | 113,000 |
| Net income | 563,000 | 1,202,000 | 1,860,000 | 2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,906,000 | 26,296,000 | 26,604,000 | 26,790,000 |
| Total capital | 26,821,000 | 27,207,000 | 27,524,000 | 27,718,000 |
| Risk-weighted assets | 73,132,000 | 72,788,000 | 73,458,000 | 74,091,000 |