Call reports 2017
COMMERCIAL BANK, THE — 2017
What COMMERCIAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,516,000 | 181,899,000 | 183,246,000 | 180,798,000 |
| Total loans | 63,943,000 | 65,575,000 | 65,003,000 | 63,829,000 |
| Allowance for loan losses | 922,000 | 968,000 | 1,023,000 | 1,017,000 |
| Securities available for sale | 85,729,000 | 83,158,000 | 80,796,000 | 70,273,000 |
| Securities held to maturity | 214,000 | 209,000 | 204,000 | 199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,929,000 | 156,064,000 | 157,366,000 | 155,612,000 |
| Interest-bearing deposits | 117,595,000 | 119,108,000 | 117,571,000 | 119,018,000 |
| Noninterest-bearing deposits | 36,334,000 | 36,956,000 | 39,795,000 | 36,594,000 |
| Equity capital | 24,014,000 | 25,284,000 | 25,356,000 | 24,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,789,000 | 4,210,000 | 5,616,000 |
| Interest expense | 116,000 | 231,000 | 346,000 | 462,000 |
| Net interest income | 1,253,000 | 2,558,000 | 3,864,000 | 5,154,000 |
| Noninterest income | 232,000 | 510,000 | 752,000 | 996,000 |
| Noninterest expense | 909,000 | 1,827,000 | 2,742,000 | 3,725,000 |
| Provision for loan losses | 13,000 | 71,000 | 137,000 | 180,000 |
| Pretax income | 563,000 | 1,170,000 | 1,737,000 | 2,247,000 |
| Income tax | 24,000 | 50,000 | 75,000 | 98,000 |
| Net income | 539,000 | 1,120,000 | 1,662,000 | 2,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,860,000 | 25,190,000 | 25,482,000 | 25,594,000 |
| Total capital | 25,773,000 | 26,129,000 | 26,418,000 | 26,516,000 |
| Risk-weighted assets | 72,998,000 | 75,110,000 | 74,800,000 | 73,529,000 |