Call reports 2012
COMMERCIAL BANK, THE — 2012
What COMMERCIAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,319,000 | 156,767,000 | 156,392,000 | 160,283,000 |
| Total loans | 57,272,000 | 61,703,000 | 62,419,000 | 62,171,000 |
| Allowance for loan losses | 1,023,000 | 1,041,000 | 1,048,000 | 1,049,000 |
| Securities available for sale | 63,386,000 | 68,349,000 | 67,644,000 | 68,798,000 |
| Securities held to maturity | 298,000 | 294,000 | 290,000 | 286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,054,000 | 132,748,000 | 131,679,000 | 135,993,000 |
| Interest-bearing deposits | 96,857,000 | 99,404,000 | 100,173,000 | 101,568,000 |
| Noninterest-bearing deposits | 37,197,000 | 33,344,000 | 31,506,000 | 34,425,000 |
| Equity capital | 22,707,000 | 23,380,000 | 24,011,000 | 23,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,771,000 | 4,189,000 | 5,551,000 |
| Interest expense | 198,000 | 386,000 | 564,000 | 732,000 |
| Net interest income | 1,213,000 | 2,385,000 | 3,625,000 | 4,819,000 |
| Noninterest income | 258,000 | 529,000 | 791,000 | 1,050,000 |
| Noninterest expense | 895,000 | 1,777,000 | 2,665,000 | 3,676,000 |
| Provision for loan losses | 37,000 | 65,000 | 75,000 | 98,000 |
| Pretax income | 539,000 | 1,079,000 | 1,683,000 | 2,102,000 |
| Income tax | 23,000 | 46,000 | 72,000 | 90,000 |
| Net income | 516,000 | 1,033,000 | 1,611,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,939,000 | 21,231,000 | 21,584,000 | 21,705,000 |
| Total capital | 21,747,000 | 22,093,000 | 22,462,000 | 22,583,000 |
| Risk-weighted assets | 64,401,000 | 69,557,000 | 70,029,000 | 70,045,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK, THE — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.