Call reports 2026
SAINT MARTIN NATIONAL BANK — 2026
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 28,581,000 | 29,380,000 |
| Total loans | 12,718,000 | 13,357,000 |
| Allowance for loan losses | 197,000 | 197,000 |
| Securities available for sale | 13,028,000 | 12,540,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 24,420,000 | 25,039,000 |
| Interest-bearing deposits | 18,151,000 | 18,709,000 |
| Noninterest-bearing deposits | 6,269,000 | 6,330,000 |
| Equity capital | 4,112,000 | 4,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 308,000 | 641,000 |
| Interest expense | 60,000 | 123,000 |
| Net interest income | 248,000 | 518,000 |
| Noninterest income | 115,000 | 192,000 |
| Noninterest expense | 194,000 | 362,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 169,000 | 349,000 |
| Income tax | 0 | 0 |
| Net income | 169,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,332,000 | 4,512,000 |