Call reports 2024
SAINT MARTIN NATIONAL BANK — 2024
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 27,667,000 | 29,087,000 | 28,545,000 | 27,649,000 |
| Total loans | 11,885,000 | 12,687,000 | 13,043,000 | 13,053,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 11,843,000 | 11,702,000 | 12,861,000 | 12,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,604,000 | 25,844,000 | 24,852,000 | 24,092,000 |
| Interest-bearing deposits | 18,652,000 | 17,919,000 | 18,091,000 | 17,085,000 |
| Noninterest-bearing deposits | 5,952,000 | 7,925,000 | 6,761,000 | 7,007,000 |
| Equity capital | 3,029,000 | 3,206,000 | 3,654,000 | 3,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 480,000 | 758,000 | 1,037,000 |
| Interest expense | 45,000 | 91,000 | 141,000 | 193,000 |
| Net interest income | 184,000 | 389,000 | 617,000 | 844,000 |
| Noninterest income | 66,000 | 134,000 | 212,000 | 305,000 |
| Noninterest expense | 168,000 | 322,000 | 479,000 | 744,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 201,000 | 350,000 | 405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 201,000 | 350,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,797,000 | 3,916,000 | 4,065,000 | 4,020,000 |