Call reports 2023
SAINT MARTIN NATIONAL BANK — 2023
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 29,944,000 | 31,080,000 | 29,488,000 | 29,134,000 |
| Total loans | 11,925,000 | 11,877,000 | 12,095,000 | 12,263,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 14,593,000 | 13,350,000 | 13,173,000 | 12,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,005,000 | 26,429,000 | 25,567,000 | 26,132,000 |
| Interest-bearing deposits | 20,016,000 | 19,609,000 | 19,514,000 | 19,506,000 |
| Noninterest-bearing deposits | 6,989,000 | 6,820,000 | 6,053,000 | 6,626,000 |
| Equity capital | 2,595,000 | 2,628,000 | 2,695,000 | 2,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 409,000 | 633,000 | 868,000 |
| Interest expense | 29,000 | 62,000 | 123,000 | 173,000 |
| Net interest income | 177,000 | 347,000 | 510,000 | 695,000 |
| Noninterest income | 55,000 | 111,000 | 176,000 | 267,000 |
| Noninterest expense | 162,000 | 313,000 | 467,000 | 684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 131,000 | 205,000 | 264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 131,000 | 205,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,682,000 | 3,747,000 | 3,820,000 | 3,780,000 |