Call reports 2022
SAINT MARTIN NATIONAL BANK — 2022
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 33,985,000 | 32,530,000 | 31,159,000 | 31,760,000 |
| Total loans | 11,200,000 | 11,641,000 | 11,510,000 | 11,767,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 16,091,000 | 15,683,000 | 15,100,000 | 15,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,209,000 | 29,938,000 | 28,860,000 | 29,350,000 |
| Interest-bearing deposits | 20,723,000 | 21,996,000 | 21,690,000 | 20,829,000 |
| Noninterest-bearing deposits | 10,486,000 | 7,942,000 | 7,170,000 | 8,521,000 |
| Equity capital | 2,763,000 | 2,579,000 | 2,286,000 | 2,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 348,000 | 541,000 | 723,000 |
| Interest expense | 11,000 | 23,000 | 36,000 | 54,000 |
| Net interest income | 158,000 | 325,000 | 505,000 | 669,000 |
| Noninterest income | 69,000 | 123,000 | 189,000 | 271,000 |
| Noninterest expense | 162,000 | 317,000 | 473,000 | 686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 130,000 | 220,000 | 253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 130,000 | 220,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,593,000 | 3,658,000 | 3,748,000 | 3,681,000 |