Call reports 2021
SAINT MARTIN NATIONAL BANK — 2021
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 31,063,000 | 31,756,000 | 31,008,000 | 33,197,000 |
| Total loans | 11,815,000 | 11,435,000 | 11,500,000 | 11,525,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 9,262,000 | 12,985,000 | 13,533,000 | 14,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,491,000 | 28,084,000 | 27,280,000 | 29,693,000 |
| Interest-bearing deposits | 17,744,000 | 18,587,000 | 18,562,000 | 19,522,000 |
| Noninterest-bearing deposits | 9,747,000 | 9,497,000 | 8,718,000 | 10,171,000 |
| Equity capital | 3,558,000 | 3,660,000 | 3,716,000 | 3,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 490,000 | 664,000 | 838,000 |
| Interest expense | 14,000 | 27,000 | 38,000 | 50,000 |
| Net interest income | 251,000 | 463,000 | 626,000 | 788,000 |
| Noninterest income | 55,000 | 106,000 | 167,000 | 229,000 |
| Noninterest expense | 143,000 | 282,000 | 429,000 | 651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 287,000 | 364,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 287,000 | 364,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,526,000 | 3,651,000 | 3,727,000 | 3,629,000 |