Call reports 2019
SAINT MARTIN NATIONAL BANK — 2019
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 21,771,000 | 21,663,000 | 21,557,000 | 23,176,000 |
| Total loans | 12,031,000 | 11,716,000 | 12,554,000 | 12,262,000 |
| Allowance for loan losses | 187,000 | 187,000 | 187,000 | 187,000 |
| Securities available for sale | 3,170,000 | 3,705,000 | 3,598,000 | 3,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,609,000 | 18,348,000 | 18,136,000 | 19,809,000 |
| Interest-bearing deposits | 14,538,000 | 14,383,000 | 13,732,000 | 13,817,000 |
| Noninterest-bearing deposits | 4,071,000 | 3,965,000 | 4,404,000 | 5,992,000 |
| Equity capital | 3,141,000 | 3,293,000 | 3,397,000 | 3,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 412,000 | 623,000 | 837,000 |
| Interest expense | 20,000 | 42,000 | 65,000 | 87,000 |
| Net interest income | 184,000 | 370,000 | 558,000 | 750,000 |
| Noninterest income | 73,000 | 142,000 | 209,000 | 287,000 |
| Noninterest expense | 163,000 | 311,000 | 463,000 | 681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 201,000 | 304,000 | 356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 201,000 | 304,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,155,000 | 3,261,000 | 3,365,000 | 3,316,000 |
| Total capital | 3,289,000 | 3,393,000 | 3,506,000 | 3,457,000 |
| Risk-weighted assets | 10,698,000 | 10,533,000 | 11,236,000 | 11,267,000 |