Call reports 2018
SAINT MARTIN NATIONAL BANK — 2018
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 21,508,000 | 21,304,000 | 22,322,000 | 22,121,000 |
| Total loans | 11,867,000 | 12,308,000 | 12,537,000 | 12,502,000 |
| Allowance for loan losses | 187,000 | 187,000 | 187,000 | 187,000 |
| Securities available for sale | 2,977,000 | 3,148,000 | 3,016,000 | 3,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,548,000 | 18,227,000 | 19,140,000 | 18,969,000 |
| Interest-bearing deposits | 15,009,000 | 14,556,000 | 14,215,000 | 14,832,000 |
| Noninterest-bearing deposits | 3,539,000 | 3,671,000 | 4,925,000 | 4,137,000 |
| Equity capital | 2,944,000 | 3,059,000 | 3,163,000 | 3,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 390,000 | 594,000 | 802,000 |
| Interest expense | 12,000 | 27,000 | 42,000 | 59,000 |
| Net interest income | 174,000 | 363,000 | 552,000 | 743,000 |
| Noninterest income | 66,000 | 137,000 | 209,000 | 285,000 |
| Noninterest expense | 161,000 | 302,000 | 451,000 | 669,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 198,000 | 310,000 | 359,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 78,000 | 197,000 | 309,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,012,000 | 3,131,000 | 3,243,000 | 3,192,000 |
| Total capital | 3,152,000 | 3,269,000 | 3,385,000 | 3,332,000 |
| Risk-weighted assets | 11,186,000 | 11,042,000 | 11,330,000 | 11,187,000 |