Call reports 2017
SAINT MARTIN NATIONAL BANK — 2017
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,008,000 | 20,511,000 | 21,346,000 | 20,950,000 |
| Total loans | 12,186,000 | 11,743,000 | 11,568,000 | 12,069,000 |
| Allowance for loan losses | 181,000 | 187,000 | 187,000 | 187,000 |
| Securities available for sale | 3,717,000 | 3,610,000 | 3,280,000 | 3,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,097,000 | 17,487,000 | 18,235,000 | 17,937,000 |
| Interest-bearing deposits | 14,315,000 | 13,655,000 | 13,625,000 | 13,709,000 |
| Noninterest-bearing deposits | 3,782,000 | 3,832,000 | 4,610,000 | 4,228,000 |
| Equity capital | 2,894,000 | 3,006,000 | 3,095,000 | 3,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 367,000 | 545,000 | 727,000 |
| Interest expense | 10,000 | 21,000 | 31,000 | 42,000 |
| Net interest income | 171,000 | 346,000 | 514,000 | 685,000 |
| Noninterest income | 72,000 | 150,000 | 217,000 | 292,000 |
| Noninterest expense | 149,000 | 300,000 | 447,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 196,000 | 284,000 | 330,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 94,000 | 196,000 | 284,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,906,000 | 3,008,000 | 3,096,000 | 3,041,000 |
| Total capital | 3,051,000 | 3,150,000 | 3,238,000 | 3,184,000 |
| Risk-weighted assets | 11,587,000 | 11,363,000 | 11,368,000 | 11,449,000 |