Call reports 2013
SAINT MARTIN NATIONAL BANK — 2013
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 19,615,000 | 19,989,000 | 19,931,000 | 20,743,000 |
| Total loans | 9,861,000 | 9,584,000 | 10,070,000 | 9,728,000 |
| Allowance for loan losses | 171,000 | 171,000 | 171,000 | 171,000 |
| Securities available for sale | 3,251,000 | 3,579,000 | 3,746,000 | 3,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,076,000 | 17,420,000 | 17,285,000 | 18,154,000 |
| Interest-bearing deposits | 13,873,000 | 14,131,000 | 14,647,000 | 14,531,000 |
| Noninterest-bearing deposits | 3,203,000 | 3,289,000 | 2,638,000 | 3,623,000 |
| Equity capital | 2,524,000 | 2,555,000 | 2,631,000 | 2,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 313,000 | 471,000 | 629,000 |
| Interest expense | 12,000 | 22,000 | 33,000 | 43,000 |
| Net interest income | 144,000 | 291,000 | 438,000 | 586,000 |
| Noninterest income | 47,000 | 112,000 | 177,000 | 251,000 |
| Noninterest expense | 142,000 | 285,000 | 425,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 118,000 | 190,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 118,000 | 190,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,468,000 | 2,536,000 | 2,608,000 | 2,579,000 |
| Total capital | 2,599,000 | 2,664,000 | 2,741,000 | 2,712,000 |
| Risk-weighted assets | 10,417,000 | 10,204,000 | 10,562,000 | 10,579,000 |