Call reports 2012
SAINT MARTIN NATIONAL BANK — 2012
What SAINT MARTIN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 19,101,000 | 18,542,000 | 19,740,000 | 19,410,000 |
| Total loans | 9,648,000 | 10,104,000 | 9,972,000 | 10,118,000 |
| Allowance for loan losses | 171,000 | 171,000 | 171,000 | 171,000 |
| Securities available for sale | 3,939,000 | 3,468,000 | 3,039,000 | 3,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,627,000 | 15,991,000 | 17,102,000 | 16,829,000 |
| Interest-bearing deposits | 13,407,000 | 13,421,000 | 13,823,000 | 13,567,000 |
| Noninterest-bearing deposits | 3,220,000 | 2,570,000 | 3,279,000 | 3,262,000 |
| Equity capital | 2,455,000 | 2,533,000 | 2,618,000 | 2,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 341,000 | 505,000 | 669,000 |
| Interest expense | 18,000 | 35,000 | 50,000 | 64,000 |
| Net interest income | 156,000 | 306,000 | 455,000 | 605,000 |
| Noninterest income | 41,000 | 98,000 | 172,000 | 238,000 |
| Noninterest expense | 134,000 | 263,000 | 405,000 | 579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 141,000 | 222,000 | 264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 141,000 | 222,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,384,000 | 2,463,000 | 2,543,000 | 2,511,000 |
| Total capital | 2,505,000 | 2,584,000 | 2,664,000 | 2,642,000 |
| Risk-weighted assets | 9,641,000 | 9,649,000 | 9,632,000 | 10,474,000 |