Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,386,000 | 157,080,000 | 157,404,000 | 151,957,000 |
| Total loans | 99,980,000 | 99,779,000 | 94,357,000 | 102,863,000 |
| Allowance for loan losses | 2,022,000 | 2,006,000 | 2,004,000 | 3,065,000 |
| Securities available for sale | 45,964,000 | 42,990,000 | 40,573,000 | 37,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,239,000 | 120,936,000 | 120,922,000 | 113,722,000 |
| Interest-bearing deposits | 89,812,000 | 89,679,000 | 89,546,000 | 82,610,000 |
| Noninterest-bearing deposits | 28,427,000 | 31,257,000 | 31,376,000 | 31,112,000 |
| Equity capital | 17,469,000 | 17,948,000 | 19,224,000 | 19,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,357,000 | 6,636,000 | 8,802,000 |
| Interest expense | 734,000 | 1,503,000 | 2,257,000 | 3,003,000 |
| Net interest income | 1,381,000 | 2,854,000 | 4,379,000 | 5,799,000 |
| Noninterest income | 160,000 | 350,000 | 509,000 | 688,000 |
| Noninterest expense | 1,063,000 | 2,159,000 | 3,135,000 | 4,154,000 |
| Provision for loan losses | 49,000 | 99,000 | 150,000 | 1,201,000 |
| Pretax income | 436,000 | 893,000 | 1,602,000 | 1,163,000 |
| Income tax | 80,000 | 179,000 | 334,000 | 62,000 |
| Net income | 356,000 | 714,000 | 1,268,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,473,000 | 19,832,000 | 20,386,000 | 20,219,000 |
Machine access — free, no API key
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