Call reports 2021
FIRST BANK — 2021
What FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 160,991,000 | 146,263,000 | 141,847,000 | 149,783,000 |
| Total loans | 77,353,000 | 74,213,000 | 70,669,000 | 68,091,000 |
| Allowance for loan losses | 2,830,000 | 2,945,000 | 2,955,000 | 2,955,000 |
| Securities available for sale | 45,981,000 | 57,702,000 | 59,073,000 | 58,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,700,000 | 117,478,000 | 112,808,000 | 122,330,000 |
| Interest-bearing deposits | 92,336,000 | 87,202,000 | 79,353,000 | 89,003,000 |
| Noninterest-bearing deposits | 35,364,000 | 30,276,000 | 33,455,000 | 33,327,000 |
| Equity capital | 19,274,000 | 18,972,000 | 19,173,000 | 18,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 2,808,000 | 4,004,000 | 5,150,000 |
| Interest expense | 149,000 | 277,000 | 401,000 | 526,000 |
| Net interest income | 1,397,000 | 2,531,000 | 3,603,000 | 4,624,000 |
| Noninterest income | 201,000 | 319,000 | 472,000 | 647,000 |
| Noninterest expense | 938,000 | 1,702,000 | 2,677,000 | 3,731,000 |
| Provision for loan losses | 58,000 | 88,000 | 98,000 | 98,000 |
| Pretax income | 604,000 | 1,119,000 | 1,391,000 | 1,544,000 |
| Income tax | 109,000 | 209,000 | 291,000 | 198,000 |
| Net income | 495,000 | 910,000 | 1,100,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,272,000 | 17,943,000 | 18,133,000 | 18,342,000 |